Valley First Credit Union has a “People-Helping-People” philosophy. We are a member-owned, democratically controlled, not-for-profit financial cooperative. We offer similar financial products and services as a bank, but what makes us different is the money earned by the credit union is returned to our members in the form of services, lower fees, higher dividend rates on savings and lower rates on loans. We are in business to serve our members, unlike banks that are in business to create earnings for their shareholders.

Membership Information
You are eligible for membership with Valley First Credit Union if you live, regularly work, regularly worship or attend school in Fresno, Madera, Mariposa, Merced, San Joaquin, Stanislaus or Tuolumne County, if you are employed with an employer group specifically listed in the credit union's field of membership, or are an immediate family member of a Valley First Credit Union member.

Community Involvement
An outgrowth of our People-Helping-People philosophy is our commitment to supporting community causes and financial education.

• Jr Bulldog Kids Club – Valley First is the presenting sponsor of the Fresno State Jr Bulldog Kids Club. The club provides an opportunity for kids in eighth grade and under to be actively involved with the Fresno State Bulldogs athletics as well as become familiar with the credit union.
• Financial Education Workshops – Throughout the year, Valley First offers free financial education workshops covering topics such as how to buy your first car to steps and steps to take to be financially successful. For a list of workshops, click here.
• Financial Education Presentations – Upon request, Valley First provides educational presentations to schools and community organizations.
• Scholarships – Each year, Valley First Credit Union offers scholarships ranging from $500 to $1000. For more information, click here.

Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency